18 Things You Must Give Up When You Retire

Have you just retired, or are you about to retire soon? Then there are 18 things you won’t be able to do anymore once you stop working. Take a look at them in this article.

Rely on a Paycheck

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According to USA Today, “the average U.S. annual salary in Q4 of 2023 was $59,384.” But if you have just retired, then you have said goodbye to your days of receiving a paycheck. You will now have to rely solely on your retirement to help you get by.

Go to Meetings

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One thing you will be happy that you won’t have to do anymore when you retire is sit through work meetings. The statistics from Cross River Therapy show that “there are around 55 million meetings held each week in the U.S. That’s at least 11 million per day and over 1 billion per year.”

Follow a Fixed Schedule

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The figures from Statistica show that “in January 2024, the average working week for all employees on private nonfarm payrolls in the United States was 34.1 hours.” But once you retire, you will no longer have to stick to a rigid work schedule. All the hours of the week will be free.

Adhere to Deadlines

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Here’s another one that will make you happy. When you retire, you will no longer have to adhere to strict deadlines. Remember all that pressure you used to be under to get things done by an unrealistic date and time? That will be a thing of the past.

Stress Over Work

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The American Institute of Stress says that “83% of U.S. workers suffer from work-related stress, with 25% saying their job is the number one stressor in their lives.” When you retire, you will no longer be able to, nor will you have to stress about your work ever again.

Claim Health Insurance

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Did your employment come with health insurance perks? Then some of those benefits might not be available to you anymore once you retire. This might mean that you will have to start paying for some things upfront. You must talk to your boss about your health insurance before you finish work.

Receive Retirement Contributions

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NerdWallet says that “the average retirement savings for all families is $333,940.” But once you retire, you’ll no longer be able to claim contributions from your place of work toward your retirement fund. You will now have to rely on the money you already saved.

Accumulate Vacation

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According to Forbes, “the average American worker gets 11 days of paid vacation per year.” But when you stop working, you will also stop accumulating vacation days. Instead, every day will be a vacation day. You will be able to do what you want whenever you want to.

Attend Company Events

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Did your workplace hold annual events outside of the office? If you have just retired, you will likely have already attended your last ever company event. The world is now your oyster, and you will not be forced to attend a company event again.

Work With Colleagues

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When you retire, you’ll leave the workplace and will no longer have to collaborate with others on projects. You will not have to see or speak with your colleagues again (unless you really want to). You won’t be obliged to attend work parties or hang out with your colleagues.

Ask for Sick Leave

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The average worker in the U.S. is entitled to eight days of sick pay each year. But once you retire, you’ll no longer receive sick pay. But since you will manage your time, you’ll be able to stay at home and recover for as long as you need to without thinking about rushing back to work.

Follow a Dress Code

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Were you forced to wear a suit jacket to work or some kind of uniform? Maybe a hard hat or personal protection gear? No matter what you had to wear, you’ll no longer have to stick to a strict dress code once you retire. You can throw those old work clothes away and wear whatever you like.


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When you retire, the need to network to advance in your career disappears. You’ll no longer have to look for new business connections or work hard to maintain the ones you already have. Networking will become something that you do only if you want to.

Worry About Job Security

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Here’s another thing you won’t miss when you retire. That is, worrying about job security. The fear of being laid off forces many Americans to work overtime and go to work even when they are sick. Once you retire, you will no longer need to fear losing your job.

Attend Training Days

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Do you remember the last training day you went to or the last seminar you had to attend? Well, if you’ve just retired, then that would have been your last training or seminar session ever. This means that you’ll no longer stay up-to-date on the latest developments in your field.

Claim Double Time

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When times are tough, it’s helpful to be able to do a little overtime or work a couple of hours on a weekend to pay off some bills. But once you retire, you’ll no longer be working, so you will not claim any more overtime. You will have to make it through the month with your retirement fund.

Feel Work Satisfaction

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Did your job give you a sense of achievement? Did you come away from a long day feeling satisfied with what you achieved? When you retire, you’ll no longer get the feeling of satisfaction that comes from a hard day’s work. You will have to find joy in other activities.

Travel via Crowded Public Transportation

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Do you get the bus or subway to work? Then, commuting to work will become a thing of the past as soon as you retire. Traveling via public transportation in the U.S. is very expensive. So, you’ll not only save yourself the stress of the 9 to 5 commute but also save money.

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